Woman in white sweater holding Visa Signature card in black.Woman in white sweater holding Visa Signature card in black.

Get Cash Back
Like you own the place

Unlimited 1.5% cash back on all purchases1

 

Cash Back Visa Signature® Credit Card

With a Community First Cash Back Visa Signature® Credit Card, the profits come back to you in the form of cash back on your purchases and a host of other benefits.

 
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No Annual Fee

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Redeem Cash in Digital Banking

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No Balance Transfer Fees

Cash Back Visa Signature Credit Card
TypeAPR1 (as low as)
Visa®16.50
Effective April 27, 2024
1 APR=Annual Percentage Rate.
Your credit score determines your rate. Rates subject to change. Variable rate tied to Wall Street Prime Rate.

90-Day Introductory Offers

Get $200 when you spend $2,0002

 

AND  

 

3.99% APR for 12 months on balance transfers3
  

It pays to have a card from your credit union.


 
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Earn UNLIMITED 1.5% cash back on all purchases1

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Enjoy exclusive Visa® services only available to cardholders

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Local support from real people in branch or over the phone

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No balance transfer or annual fees

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$0 liability for fraud and protection from unauthorized purchases

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Make payments in person, over the phone, by mail or in Digital Banking

 

Tap your way to more cash back!

Our Cash Back Visa Signature card works with Apple Pay, Google Pay, and Samsung Pay.

 

Apply Now


Check out how we stack up to other cash back cards.


Your perks include more than just cash.

Carrying a Community First Cash Back Visa Signature Card also earns you benefits such as:

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Visa Signature Concierge Services

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Identity Theft Protection

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Travel & Emergency Assistance Services

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Credit Score Monitoring

Certain terms, conditions, and exclustions apply. See our Card Perks for more details.

 

Conveniently connected through Digital Banking.

From activation through redemption, our Cash Back Visa Signature Card is completely integrated with Digital Banking for easy access anywhere, anytime.

 

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Redeem cash back anytime on your phone or computer

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Turn card on/off and set travel notices

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Apply cash back to your bill or transfer to your account

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Set usage restrictions and get real-time transaction alerts

1) 1.5 % cash rewards are earned for every $1 spent in net purchases (purchases minus returns or credits) on the credit card account. The following transactions do not earn rewards: balance transfers, ATM transactions or cash advances of any kind, cash equivalents including but not limited to money orders, prepaid gift cards, wire transfers, casino gaming chips or credits, off-track wagers, lottery tickets, bets or wagers made over the internet, fees or interest posted to a linked account, including returned payment fees, late fees and monthly or annual fees.

2) $200 Spend Bonus distributed in the form of a statement credit applied to your bill within two billing cycles after reaching net purchase qualifier.

3) APR=Annual Percentage Rate. Special rates are valid on balance transfers from other card issuers processed within 90 days of account opening. Balances cannot be transferred from one CFCU card to another and qualify for this promotion. The promotional rate will remain in effect for 12 months beginning the date of your first transaction, after which the APR will return to the regular rate and monthly period rate as specified in the Card Agreement. Payments will be applied first to balances with high APRs then to balances with low APRs. To avoid paying interest on new purchases, you must pay your entire balance (including any balance transfers) each month by the due date.